Therapy Investment

Invest in your journey. Invest in your future.

Therapy is definitely an investment – of time, mental and emotional energy, and money.

My fee is $200 per 55-minute session. Sessions are set on a recurring weekly basis.

Your session time each week is reserved just for you. If you need to reschedule a session, I have a generous reschedule policy and will work with you to find a different time to meet. If you need to cancel and do not reschedule your session, you are still financially responsible for your reserved session time and will be charged the full rate of the cancelled session.

By limiting the number of clients I work with at a given time and prioritizing consistent sessions, I’m able to serve you best. I spend time outside of session reading, learning, and researching to customize treatment for you. All of this means you start experiencing the deeper transformation you’re seeking, faster.

In our work together, I’m invested in your journey.

I ask you to be equally invested.

Reach out and let’s get on the road to the life you’re yearning for.

Payment Options

An active card is required in your client portal. I accept debit cards, credit cards, HSA cards, and FSA cards.

You may be able to pay for therapy using pre-tax dollars through your Health Savings Account (HSA) or Flex Spending Account (FSA). Verify your coverage policies to check eligibility.

Additionally, you may want to talk with your tax preparer about deducting therapy expenses from your taxes as an out-of-pocket medical/health expense. 

Insurance

I do not take health insurance.

I am not paneled with any insurance carriers, and am thus considered an out-of-network provider. It is my intention to provide you the best quality care and insurance regulations do not allow me to do that. Insurance companies dictate the amount, length, and types of therapy you are allowed to receive, and also require a diagnosis. Insurance companies can also request your mental health records from me at any time. Opting out of insurance makes the following possible:

  • I will keep your records confidential. No one will know you’re in therapy without your written consent.

  • There will be no mental health diagnosis in your permanent health record from therapy with me.

  • Together you and I get to create a therapy plan that reflects your goals and priorities, rather than the stipulations and limitations of insurance companies’ guidelines.

I also do not take insurance because insurance carriers generally reimburse providers at low rates, sometimes weeks after services have been rendered. This places undue burden on providers, generally leads to higher caseloads, reduced quality of care, and higher rates of burnout, which serve neither clients nor providers.  Additionally, careers dominated by women (including the mental health field) typically pay much less than those dominated by men. By remaining out of network and retaining my full fee, I seek to help close the wage gap between men and women. 

Reimbursement

Although I am not paneled with any insurance carries, if your insurance covers ‘out-of-network providers’ (typically PPO insurance plans), they may reimburse part of my fee. If you’re curious about this option, contact your insurance carrier to determine the reimbursement policies and rates on your plan. When speaking with insurance, consider asking the following:

  • Do I need prior approval/referral from my primary care physician?

  • What is my reimbursement rate for an out-of-network Associate Marriage and Family Therapist?

  • How many virtual outpatient mental health sessions are covered per year?Is virtual couples/family therapy covered? If so, is a mental health diagnosis for one member required for reimbursement?

  • What is my deductible and has it been met?

  • Where can I find the form necessary to submit my own medical claim for reimbursement?

  • What is the process to submit my own medical claims for reimbursement?

I do not guarantee that your insurance will reimburse you – there are many reasons an insurance carrier may not reimburse sessions you’ve paid for. If you want to use your out of network benefits, your insurance will require that I diagnose you and can request your records from me at any time. Any information you share with your insurance carrier may be stored in the Medical Information Bureau where it can be accessed in the future by other parties.

We can discuss this process together to determine what is best for you. If your insurance carrier provides out-of-network reimbursement and you’d like to use this option, I am happy to provide you with a receipt of service (Superbill) so you may recover some of your costs.

Reimbursement should be viewed as a bonus, not a financial necessity in order to participate in therapy.